• 佚名 来自网络 点击： 次 日期：2020-12-29

数字化能力无疑是中国领先资管亚博app官网目前关注的热点。本期季刊通过深入研究全球领先资管机构的数字化转型战略、实施案例和心得，总结了六大洞见，希望为中国资管行业的领导者们提供启发。

刊首语

JIEZHI2020NIANSHANGBANNIAN，ZHONGGUODAZIGUANSHICHANGZHENGTIAUMGUIMOGAODA116WANYIYUANRENMINBI，YIJINGCHENGWEIJINCIYUMEIGUODEDIERDAZIGUANSHICHANG，DANSHIXIANGJIAO2013-2017NIANGAODA33%DENIANFUHEZENGZHANGLV，2017DAO2020SHANGBANNIANDEZICHANGUANLIGUIMOBUSHENGFANJIANG。SHICHANGSHUJUFANYINGCHU2018NIANZIGUANXINGUIJIASULUODILIANGNIANDUOYILAISHICHANGFASHENGDESHENKEJIEGOUHUABIANGE。ZAITONGDAOYEWUSHOUSUO、BAOBENLICAIDANCHUSHICHANG、YABOappGUANWANGJINGZHIHUAZHUANXINGDEBEIJINGXIA，YIGONGMUJIJIN、JIJINZHUANHU、SIMUZHENGQUANTOUZIJIJIN、SIMUGUQUANTOUZIJIJINHEBAOXIANZIGUANWEIDAIBIAODEZHUDONGGUANLIXIANFAYOUSHILEIZIGUANJIGOU2020NIANSHANGBANNIANGUANLIDEZICHANGUIMOCHAOGUO59WANYIYUAN，SHOUCICHAOYUEYIXINTUO、QUANSHANGZIGUAN、JIJINZIYABOappGUANWANGHEYINXINGLICAIWEIDAIBIAODEZIGUANJIGOU，HOUZHECENGJINGYITONGDAOHEZIJINCHIYUNZUOWEIZHU，MUQIANZHENGZAIXIANGZHUDONGGUANLIHEJINGZHIHUAZHUANXING。KEYISHUO，ZIGUANXINGUILUOSHILIANGNIANDUOYILAIYIJINGQUDELECHUBUCHENGXIAO，ZHONGGUOZIGUANXINGYEJINGGUOJIEGOUXINGGAIGEZHENGZHUBUZOUXIANGGAOZHILIANG、KECHIXUDELIANGXINGFAZHANGUIDAO。WOMENYUJIZHENGGESHICHANGJIANGZAISHISIWUHUIDAOZENGZHANGGUIDAO，2025NIANZICHANGUANLIGUIMOYOUWANGDADAO196WANYI，2019-2025NIANJUNGUANLIZICHANZENGSUJIANGCHAOGUO9%。

RUGUOSHUOSHISANWUKAIQILEZHONGGUOZIGUANXINGYEDEZHUANXINGDASAI，NEIMESHISIWUZHEICHANGDASAIJIANGYINGLAICHONGCIGAOCHAO。YAOZAIDAZIGUANGEGESAIDAOTUOYINGERCHU，LINGXIANZIGUANJIGOUBUJINYAOJUBEIZHUANXINGDEJUEXIN、QINGXIDEZHANLVEHESHANGYEMOSHI， GENGYAODAFUTISHENGZHUANYENENGLI。MAIKENXIJIEHEQUANQIUJINGYANHEBENTUZHIHUI，RENWEIZHONGGUOZIGUANYABOappGUANWANGXUYAOQIANGHUABADANENGLI：FENBIESHIZHUANYEHUA、GONGYEHUA、XITONGHUADETOUYANNENGLI，ZHANLVEHEZUOHUOBANDAOXIANGDELINGSHOUQUDAOFENXIAONENGLI， KEQUNXUQIUHEJIEJUEFANGANDAOXIANGDEJIGOUZHIXIAONENGLI，SHUZIHUAYINGXIAOYINGXIANGLI，ZHUANYEHUAYABOappGUANWANGGUANLINENGLI，ZHUDONGLIANGHUADEQUANMIANFENGXIANGUANLINENGLI，ZHANLVEDAOXIANGDERENCAIGUANLINENGLIHEYABOappGUANWANGJIANSHEYIJIQUANMIANFUNENGYEWUDEZIGUANKEJIHESHUJUYINGYONGNENGLI。

MAIKENXIQUANQIUZISHENDONGSHIHEHUORENQUXIANGJUNJIESHAO：“WOMENRENWEI，WEILAISANDAOWUNIANJIANGSHIZHONGGUOZIGUANXINGYEJINGZHENGCHONGCIDEJIEDUAN。ERYAOZAIDAZIGUANGEGESAIDAOTUOYINGERCHU，LINGXIANZIGUANJIGOUBUJINYAOJUBEIZHUANXINGDEJUEXIN、QINGXIDEZHANLVEHESHANGYEMOSHI，GENGYAODAFUTISHENGZHUANYENENGLI。QIZHONGZIGUANKEJIHESHUJUYINGYONGNENGLIWUYIYICHENGWEIZHONGGUOLINGXIANZIGUANYABOappGUANWANGMUQIANGUANZHUDEREDIAN。”

但是，中国资管机构整体数字化转型才刚刚起步，数字化水平还比较低，集中体现在以下五大问题：

ZAIKEHUGUANLI、TOUZIYANJIU、ZUHEFENGXIANGUANLI、YEJIGUIYIN、DINGZHIHUAKEHUBAOGAODENGHUANJIERENGRANCUNZAIDALIANGSHOUGONGLIUCHENG；

YICAIGOUWAIBUXITONGMANZUFENSANXUQIUWEIZHU，DAOZHIXITONGSHUJINGLINLI，BUTONGYEWULIUCHENGZAIBUTONGXITONGZHISHANGYUNZHUAN，HUXIANGGELIE；

XITONGJIANDESHUJUSHANGWEIWANQUANDATONG，SHUJUBIAOZHUN、SHUJULAIYUANHEGENGXINSHIXIAOBUTONGYI，WUFAYOUXIAOTONGGUOSHUJUYINGYONGSHIXIANFUNENG；

KEJIZHILIMOSHIYIBEIDONGJIEDAN、WAIBAOKAIFAWEIZHU，KEJITUANDUIPUBIANJIAOXIAO，CHENGJIEDALIANGYUNYINGLEI、BAOBIAOLEIDENGDIJIAZHIKAIFAGONGZUO；

KEJISHUJURENCAIZHANBIPUBIANDIYU10%，BUFENSHENZHIDIYU5%，TOURUBUZU，ZUZHIZHENGTISHUZISHANGJIAODI， YEWUBUMENTIBUCHUGAOJIAZHIKEJIXUQIU。

针对以上痛点，本期季刊通过深入研究全球领先资管机构的数字化转型战略、实施案例和心得，总结了六大洞见，希望为中国资管行业的领导者们提供启发。

SHUZIHUAYIJINGCHENGWEIQUANQIULINGXIANZIGUANYABOappGUANWANGZHONGYAOZHANLVEZHIZHU。GENJUMAIKENXIDIAOYAN，CHAOGUO50%DEQUANQIULINGXIANZIGUANYABOappGUANWANGYIQIDONGSHUZIHUAZHUANXINGSHISHI，TONGSHIQISHUZIHUAJUCUOBUJINJUJIAOZAIXIAOSHOUJIYINGXIAOLINGYU，ZAITOUZIGUANLI、FENGKONGHEGUI、YUNYINGTISHENGDENGLINGYUYEJINRULEGUIMOHUASHISHIJIEDUAN；

QUANQIULINGXIANZIGUANYABOappGUANWANGDESHUZIHUAZHANLVEYUYEWUZHANLVEGAODUYITIHUA，CONGERTUIDONGYIFUNENGXIANYOUYEWU，LIYONGSHUZIHUATUIDONGSHANGYEMOSHICHUANGXINHEJINRONGKEJIKAIFANGCHUANGXINYINGYONGWEISANDAZHIZHUDESHUZIHUAZHANLVELUODI；

DAZAODUANDAODUANZIGUANKEJIPINGTAISHIQUANQIULINGXIANZIGUANYABOappGUANWANGTUIDONGSHUZIHUAZHANLVEDEPUBIANXUANZE。WEILEZHICHENGZHEIYIZHANLVE，QUANQIUTONGXINGZHENGZAITUIDONGKEJIZHILIMOSHICONGKEJIBEIDONGJIEDANXIANGKEJIHEYEWUGAODUMINJIE、RONGHE、GONGCHUANGZHUANXING，BINGCHIXUYOUHUAKEJIJIAGOUHEKEJIJICHUSHESHI。

JIYUDASHUJUGAOJIFENXIDESHUJUYINGYONGSHIQUANQIULINGXIANZIGUANYABOappGUANWANGGUANZHUDEZHONGDIAN。QUANQIULINGXIANZIGUANJIGOUZAISHUJULINGYUDEKEJITOURUBILIZHANDAOZHENGTIKEJIZHICHUDE30%，YUANCHAOQUANQIUZIGUANYABOappGUANWANGSHICHANGPINGJUNSHUIPING（21%）。KEYISHUOGUIMOHUASHUJUHEGAOJIFENXIYINGYONGYIJINGCHAOYUEXITONGKAIFACHENGWEIQUANQIULINGXIANZIGUANJIGOUFUNENGYEWU，CHANSHENGJIAZHIDEGUANJIAN；

JINRONGKEJIKAIFANGCHUANGXINSHIQUANQIULINGXIANZIGUANYABOappGUANWANGJIEZHUWAILI，JIASUXINJISHUYINGYONGDEZHONGYAOSHOUDUAN：TAMENTONGGUOZHANLVEHEZUO、ZHANLVETOUZI、CHENGLIZIGUANKEJIJIASUQI、CHENGLICHUANGXINSHIYANSHI、JIANLIKAIFAZHELIANMENGDENGFANGSHIDAZAOJINRONGKEJIKAIFANGSHENGTAI；

TISHENGKEJISHUJURENCAICHUBEIHEZUZHISHUZISHANGSHIQUANQIULINGXIANZIGUANYABOappGUANWANGNENGLIJIANSHEDEZHONGDIAN。QUANQIULINGXIANZIGUANYABOappGUANWANGDEKEJISHUJURENCAIZHANBIPUBIANCHAOGUO20%，LINGXIANZHESHENZHIJIEJIN30%。TONGSHITAMENHAIZAIJIJITUIDONGTONGGUOKEJIXUEYUAN、DASHUJUXUEYUANDEXINGSHITISHENGZUZHIZHENGTIDESHUZISHANGSHUIPING。

MAIKENXIQUANQIUDONGSHIHEHUORENMABENJIESHAO：“WEILEYINGDUIZHENDUIKEJISHUJURENCAIDEJILIEJINGZHENG，QUANQIULINGXIANZIGUANJIGOUZHENGZAIZHONGSUKEJISHUJURENCAIJIAZHIZHUZHANG、YABOappGUANWANGHERENCAIJIZHI，TISHENGZUZHISHUZISHANG，TONGSHITONGGUOMINJIEZHUANXINGTUIDONGYEWUHEKEJISHUJURENCAIDERONGHE，DAZAOFUHEXINGRENCAITIDUI。”

SHUZIHUAZHANLVEHEKEJISHUJUNENGLIJIANSHEJIANGSHIWEILAIZHONGGUOZIGUANYABOappGUANWANGJIGOUHUA、PINGTAIHUAFAZHANDEZHONGDIAN，YEJIANGSHIZHENZHENGLAKAITOUBUJIGOUHEYIBANJIGOUCHAJUDEJUEDINGXINGYINSUZHIYI。YINCIJIEHEQUANQIUJINGYAN，ZHONGGUOLINGXIANZIGUANJIGOUTUIDONGSHUZIHUAZHANLVEKEBURONGHUAN。

DIANJICICHUHUOQUBENKANJINGJIANBANPDF。

作者：

NIYILISHIMAIKENXIQUANQIUZISHENDONGSHIHEHUOREN，CHANGZHUXIANGGANGFENYABOappGUANWANG；

QUXIANGJUNSHIMAIKENXIQUANQIUZISHENDONGSHIHEHUOREN，CHANGZHUXIANGGANGFENYABOappGUANWANG；

ZHOUNINGRENSHIMAIKENXIQUANQIUDONGSHIHEHUOREN，CHANGZHUSHENZHENFENYABOappGUANWANG；

MABENSHIMAIKENXIQUANQIUDONGSHIHEHUOREN，CHANGZHUSHANGHAIFENYABOappGUANWANG；

HANFENGSHIMAIKENXIQUANQIUDONGSHIHEHUOREN，CHANGZHUSHENZHENFENYABOappGUANWANG

XUHAICHAOSHIMAIKENXIXIANGMUJINGLI，CHANGZHUTAIBEIFENYABOappGUANWANG；

GUOJINGHANSHIMAIKENXIZIXUNGUWEN，CHANGZHUXIANGGANGFENYABOappGUANWANG；

LIUXINXINSHIMAIKENXIZIXUNGUWEN，CHANGZHUSHANGHAIFENYABOappGUANWANG。

立即QQ咨询　　　在线提交咨询问题